Lightyear Alternatives: what you keep, gain and lose
By Jay Rocco, Chief Editor, FullStack Alpha. Updated . Prices checked on each vendor's own site.
Lightyear is a broker known for low-fee investing in europe. These alternatives are matched on the features Lightyear actually has, so each one shows what you keep, what you gain and what you give up if you switch.
8 of these 10 alternatives are free to start, the cheapest paid plan is $5/mo, and on average they cover 60% of what Lightyear does.
Best Lightyear alternatives
1. Wealthsimple (Partial overlap, covers 50% of Lightyear)
Canadian investing app with Willow, an AI assistant for account tasks, plus AI options analysis tools.
You keep: Managed portfolios, Crypto. You gain: nothing new. You lose: AI chat assistant, Global markets.
Watch out: The pricing page we reached is the Canadian one, so US availability and fees may differ.
Price: Free plan. Lightyear vs Wealthsimple
2. AllInvestView (Close replacement, covers 100% of Lightyear)
Multi-broker portfolio tracker with an AI assistant that imports trades, fixes errors, sets alerts and builds tax reports.
You keep: AI chat assistant, Managed portfolios, Global markets, Crypto. You gain: Portfolio tracking, MCP / AI connector, Broker connection. You lose: nothing you rely on.
Watch out: Free plan caps you at 10 holdings and 1 portfolio.
Price: Free, paid from $8.99/mo. Lightyear vs AllInvestView
3. Revolut (Partial overlap, covers 50% of Lightyear)
Finance super-app with stock trading and AIR, an in-app AI assistant that checks your investments in plain English.
You keep: Managed portfolios, Global markets. You gain: Portfolio tracking. You lose: AI chat assistant, Crypto.
Watch out: Commission-free trades are capped by a monthly allowance.
Price: Free, paid from $9.99/mo. Lightyear vs Revolut
4. Questrade (Partial overlap, covers 50% of Lightyear)
Canadian broker with an MCP for Claude and ChatGPT, plus Flows: if-this-then-trade rules run by Questrade Pro.
You keep: AI chat assistant, Global markets. You gain: Automated trading, Charting, MCP / AI connector, Broker connection. You lose: Managed portfolios, Crypto.
Watch out: Plus costs $19.99 a month and bond and mutual fund trades carry fees.
Price: Free, paid from $19.99/mo. Lightyear vs Questrade
5. Stash (Partial overlap, covers 50% of Lightyear)
A beginner-friendly investing app with AI guidance, automated investing, and fractional shares across stocks and ETFs.
You keep: AI chat assistant, Managed portfolios. You gain: nothing new. You lose: Global markets, Crypto.
Watch out: A 0.25% yearly advisory fee applies on top of the subscription.
Price: From $9/mo. Lightyear vs Stash
6. Trading 212 (Partial overlap, covers 50% of Lightyear)
UK and EU commission-free broker with OpenAI-based AI Analysis summaries for popular stocks and your portfolio.
You keep: Managed portfolios, Global markets. You gain: Broker connection. You lose: AI chat assistant, Crypto.
Watch out: The page fetched was the German site, so rules and fees differ by country.
Price: Free, paid from $5.39/mo. Lightyear vs Trading 212
7. Robinhood Cortex (Partial overlap, covers 50% of Lightyear)
AI tools built into Robinhood's brokerage, including agentic trading and real-time insights on holdings.
You keep: AI chat assistant, Managed portfolios. You gain: MCP / AI connector. You lose: Global markets, Crypto.
Watch out: Cortex is bundled into Gold and only works inside Robinhood.
Price: From $5/mo. Lightyear vs Robinhood Cortex
8. Public (Close replacement, covers 75% of Lightyear)
Retail brokerage offering intent-based AI agents to automate portfolio management actions.
You keep: AI chat assistant, Managed portfolios, Crypto. You gain: Stock screener, Options analytics, MCP / AI connector, API access, Broker connection. You lose: Global markets.
Watch out: Free to open, but premium extras and cash yields change often.
Price: Free plan. Lightyear vs Public
9. Charles Schwab (Partial overlap, covers 50% of Lightyear)
Full-service US broker adding Charley, a generative AI assistant, plus AI portfolio insights on every account.
You keep: Managed portfolios, Global markets. You gain: Stock screener, Charting, API access, Paper trading. You lose: AI chat assistant, Crypto.
Watch out: Options carry $0.65 per contract and OTC, futures and forex trades have fees.
Price: Free plan. Lightyear vs Charles Schwab
10. Tritonix.ai (Close replacement, covers 75% of Lightyear)
An AI trading agent focused on deep research and smart-money tracking for automated stock investing.
You keep: AI chat assistant, Global markets, Crypto. You gain: AI trade signals, Automated trading, Stock screener, News and sentiment, Insider and Congress trades. You lose: Managed portfolios.
Watch out: Features run on credits, so heavy use can exhaust your monthly allowance.
Price: Free, paid from $15/mo. Lightyear vs Tritonix.ai
Questions people ask
What is the best alternative to Lightyear?
AllInvestView is the closest replacement, covering 100% of Lightyear's core features. Questrade has the highest Directory Rank of the group if you want an all-round upgrade.
Is there a free alternative to Lightyear?
Yes. Wealthsimple has a free plan and keeps 2 of Lightyear's 4 core features. 8 alternatives on this page are free to start.
What is the cheapest alternative to Lightyear?
Robinhood Cortex starts at $5/mo. Prices were checked in Oct 2026.
Why do traders switch from Lightyear?
FX costs 0.35% and some products depend on your country. Fewer active-trading tools