Wealthfolio

Portfolio Manager — Freemium

Open-source investment tracker that keeps your data on your own device, with an AI assistant and MCP server.

Private, local-first open-source portfolio tracking

Overview

Wealthfolio is a portfolio tracker for people who do not want their finances sitting in someone else's cloud. It is open source, stores its database on your device and needs no account. It runs on Mac, Windows, Linux, iPhone, iPad and Android, or on your own server. It is known for privacy and a large open-source following, with more than 9,000 GitHub stars.

The free app tracks holdings, performance, allocation, dividends and net worth, and benchmarks you against the S&P 500 or any ETF. It adds spending and budgets, a retirement planner with a Monte Carlo simulation and a rebalancing view that shows drift from your targets. The AI assistant answers questions about your own portfolio. An MCP server lets Claude, Cursor or another agent read your holdings and performance through access tokens you scope and can revoke, read-only by default.

The catch: free means manual. You enter trades or import CSV files. Automatic broker sync comes with the paid Connect plans, from $2.99 a month for device sync and $7.99 for brokerage imports through SnapTrade. On that tier the AI needs your own API key, and the built-in assistant with no key sits on the top plan. This is a tracker, not a stock picker. If you want trade ideas, skip it.

Pros

• Core app is free and open source
• Data stays on your own device
• Desktop, mobile and self-hosted versions

Cons

• Broker sync needs a paid Connect plan
• Tracks a portfolio, gives no stock picks

Is Wealthfolio Legit? FAQ

Is Wealthfolio legit?

Wealthfolio is a working product, but it has fewer than 10 public reviews on Trustpilot, G2, the App Store and Product Hunt. We list it because it has a real AI feature, not because it paid us. The biggest drawback we found: Broker sync needs a paid Connect plan.

How much does Wealthfolio cost?

Wealthfolio is listed at Free / $2.99/mo. There is a free tier, with paid plans above it. Prices change, so confirm on the official site before you pay.

Does Wealthfolio have a free trial?

Yes. Wealthfolio offers a free trial, so you can test it before paying.

Does Wealthfolio have an API or MCP server?

Yes. Wealthfolio offers an API and an MCP server, so you can connect it to your own code, a trading bot, or an AI assistant like Claude or ChatGPT.