FinChat vs Equibles
By Jay Rocco, Chief Editor, FullStack Alpha. Updated . Prices checked on each vendor's own site.
Quick answer
Pick FinChat for portfolio tracking. Pick Equibles for API access.
Key differences
- Cheaper paid plan: Equibles ($29/mo vs $9.99/mo)
- API access: Equibles (Only Equibles has it)
Pick FinChat if
- You want all your holdings in one view
- Fundamental research with AI
- Beginners on a free plan
- Reading earnings and filings fast
Pick Equibles if
- You want API access for your own code
- Free MCP data in Claude
- 13F and insider tracking
- Plain-English stock screening
Side by side
| Feature | FinChat | Equibles |
|---|---|---|
| Starting price | Free, paid from $29/mo | Free, paid from $9.99/mo |
| Free plan | Yes | Yes |
| Stock screener | Yes | Yes |
| Alerts | Yes | Yes |
| AI chat assistant | Yes | Yes |
| Fundamentals | Yes | Yes |
| Earnings calls | Yes | Yes |
| Insider and Congress trades | Yes | Yes |
| Portfolio tracking | Yes | No |
| API access | No | Yes |
| MCP / AI connector | Yes | Yes |
Plans
FinChat
- Free: Free
- Standard: $29/mo
- Premium: $79/mo
Equibles
- Free: Free
- Plus: $9.99/mo
- Pro: $49.99/mo ($19.99 first month)
- Enterprise: Custom
Questions people ask
What is the main difference between FinChat and Equibles?
Pick FinChat for portfolio tracking. Pick Equibles for API access.
Which is cheaper, FinChat or Equibles?
Equibles has the cheaper paid plan: $29/mo for FinChat vs $9.99/mo for Equibles (monthly equivalent, checked Oct 2026).
Do FinChat or Equibles have a free plan?
Both have a free plan.
Which is better for beginners?
FinChat is the friendlier start.
Which has better AI features?
They are level on AI depth (2 AI features each). FinChat: AI chat assistant, MCP / AI connector. Equibles: AI chat assistant, MCP / AI connector.
Can I connect FinChat or Equibles to ChatGPT or Claude?
FinChat and Equibles offer an MCP server or official AI connector.
Is FinChat or Equibles better for active trading?
They are about even on active-trading features (alerts, scanning, signals and charts).
Should I use both FinChat and Equibles?
Probably not. They overlap on 7 core features, so paying for both doubles up.