FinChat vs 13F Insight
By Jay Rocco, Chief Editor, FullStack Alpha. Updated . Prices checked on each vendor's own site.
Quick answer
Pick FinChat for stock screener plus earnings calls. Pick 13F Insight for API access.
Key differences
- Cheaper paid plan: 13F Insight ($29/mo vs $24.17/mo)
- Broader feature set: FinChat (8 vs 6 core capabilities)
- MCP / AI connector: FinChat (Only FinChat has it)
- API access: 13F Insight (Only 13F Insight has it)
Pick FinChat if
- You scan the market with filters every day
- You read earnings calls
- Fundamental research with AI
- Beginners on a free plan
Pick 13F Insight if
- You want API access for your own code
- Tracking hedge fund 13F filings
- Asking filings questions in plain English
- Following insider Form 4 trades
Side by side
| Feature | FinChat | 13F Insight |
|---|---|---|
| Starting price | Free, paid from $29/mo | Free, paid from $24.17/mo |
| Free plan | Yes | Yes |
| Stock screener | Yes | No |
| Alerts | Yes | Yes |
| AI chat assistant | Yes | Yes |
| Fundamentals | Yes | Yes |
| Earnings calls | Yes | No |
| Insider and Congress trades | Yes | Yes |
| Portfolio tracking | Yes | Yes |
| API access | No | Yes |
| MCP / AI connector | Yes | No |
Plans
FinChat
- Free: Free
- Standard: $29/mo
- Premium: $79/mo
13F Insight
- Free: Free
- Standard: $24/mo billed annually ($290/yr)
- Pro: $83/mo billed annually ($990/yr)
Questions people ask
What is the main difference between FinChat and 13F Insight?
Pick FinChat for stock screener plus earnings calls. Pick 13F Insight for API access.
Which is cheaper, FinChat or 13F Insight?
13F Insight has the cheaper paid plan: $29/mo for FinChat vs $24.17/mo for 13F Insight (monthly equivalent, checked Oct 2026).
Do FinChat or 13F Insight have a free plan?
Both have a free plan.
Which is better for beginners?
FinChat is the friendlier start.
Which has better AI features?
FinChat goes deeper on AI with 2 AI features (AI chat assistant, MCP / AI connector).
Can I connect FinChat or 13F Insight to ChatGPT or Claude?
FinChat offers an MCP server or official AI connector.
Is FinChat or 13F Insight better for active trading?
FinChat has more of the active-trading toolkit: alerts, scanning, signals and charts.
Should I use both FinChat and 13F Insight?
It can make sense. They overlap on only 5 core features, so one can fill gaps the other leaves.