Simply Safe Dividends

Research & Analysis — Paid

Dividend safety scores and income tracking for dividend and retirement investors

Dividend Safety Scores that flagged 97% of dividend cuts since 2015

Overview

Simply Safe Dividends is a dividend-safety research platform built for income and retirement-focused investors who want a clear answer on whether a company will keep paying its payout. It sits in the research and analysis category, scoring payout strength across stocks and closed-end funds instead of leaving investors to guess. This Simply Safe Dividends review looks at whether that score is worth paying for, and who actually needs it. It's built for income investors, not traders chasing price swings.

The core feature is the Dividend Safety Score, and the company reports it has flagged 97% of dividend cuts since 2015, the kind of specific, checkable claim that matters in this space. Beyond scoring, the platform links brokerage accounts for automatic portfolio tracking, so you're not manually updating a spreadsheet every time a position changes. There's a dividend income calendar, fair value charts, yield-versus-history comparisons, model portfolios, and a screener with dozens of filters. A 14-day free trial with no credit card required makes it easy to test the scores before committing.

The limitations are mostly about fit and cost. The annual plan draws real criticism for running steep if your portfolio only holds a handful of dividend payers, which makes the math worse the smaller your holdings are. Coverage is also US-focused, so international dividend investors will find gaps. There's no API access and no mobile app listed, so this is a desktop research tool, not something built for checking scores from your phone between meetings.

Simply Safe Dividends covers US stocks and is built entirely around long-term investing, with a manual, research-first workflow rather than any automated execution. Pricing starts at $39/mo, and the free trial is a low-risk way to see if the scores earn their keep. Skip it if you trade actively, invest outside the US, or don't hold enough dividend payers to justify the cost. It's a strong fit for beginner-to-intermediate income investors who want a specific, trackable answer on dividend safety instead of guessing.

Pros

• Dividend Safety Scores with a published track record
• Links brokerage accounts for automatic tracking
• 14-day free trial with no credit card

Cons

• $468 per year is steep for small portfolios
• Coverage is US-focused

Is Simply Safe Dividends Legit? FAQ

Is Simply Safe Dividends legit?

Simply Safe Dividends is an established, working product rated 4.0 out of 5 on Trustpilot (3 reviews). We list it because it has a real AI feature, not because it paid us. The biggest drawback we found: $468 per year is steep for small portfolios.

Is Simply Safe Dividends worth it?

Simply Safe Dividends is worth it if this matters to you: Dividend Safety Scores with a published track record. The trade-off: $468 per year is steep for small portfolios. You can test it before paying, so start there.

How much does Simply Safe Dividends cost?

Simply Safe Dividends is listed at $39/mo. There is no free plan. Prices change, so confirm on the official site before you pay.

Does Simply Safe Dividends have a free trial?

Yes. Simply Safe Dividends offers a free trial, so you can test it before paying.