MiniValuator

Research & Analysis — Freemium

A former auditor's valuation tool that gives any US stock an intrinsic value and a plain verdict.

Three-way verdict with the one reason that tipped it

Overview

MiniValuator answers one question: does this business justify its price today. It was built by Charlie Wang, a former auditor, for value investors who want a number they can check. If you buy US stocks on fundamentals and hate black-box scores, this is your lane.

Enter a ticker and it runs a simplified per-share DCF or a PE model with every assumption visible and editable. Then it checks business quality and red flags in the filings: cash conversion, interest coverage, earnings quality, receivables and dilution. An AI-generated snapshot covers the moat and key risks. The output is one of three verdicts: Attractive, Worth watching or Not now, with the reason that tipped it. Save a stock and the Second Read membership re-runs the checks when new numbers land and emails you.

The catch: the DCF is deliberately basic. No WACC, no net debt adjustment, and banks and REITs get different treatment. Two evaluations are free. Membership is $15 a month or $129 a year for 25 evaluations, or buy two for $2.99. It will not predict prices. Traders should pass.

Pros

Cons

Is MiniValuator Legit? FAQ

Is MiniValuator legit?

MiniValuator is a working product, but it has fewer than 10 public reviews on Trustpilot, G2, the App Store and Product Hunt. We list it because it has a real AI feature, not because it paid us. The biggest drawback we found: DCF skips WACC and net debt.

How much does MiniValuator cost?

MiniValuator is listed at Free / $15/mo. There is a free tier, with paid plans above it. Prices change, so confirm on the official site before you pay.

Does MiniValuator have a free trial?

Yes. MiniValuator offers a free trial, so you can test it before paying.

The FullStack Alpha Network

Three sites, one standard: tested tools, no paid rankings.