Financial Modeling Prep vs Roic.ai
By Jay Rocco, Chief Editor, FullStack Alpha. Updated . Prices checked on each vendor's own site.
Quick answer
Financial Modeling Prep does everything Roic.ai does plus global markets. Pick Roic.ai only if its workflow suits you better.
Key differences
- Cheaper paid plan: Financial Modeling Prep ($22/mo vs $29/mo)
- Broader feature set: Financial Modeling Prep (5 vs 4 core capabilities)
Pick Financial Modeling Prep if
- You invest outside the US
- Developers needing financial statements
- Testing a stock data API
- Building valuation tools
Pick Roic.ai if
- Long financial history lookups
- Pulling data by API
- Reading earnings transcripts
Side by side
| Feature | Financial Modeling Prep | Roic.ai |
|---|---|---|
| Starting price | Free, paid from $22/mo | Free, paid from $29/mo |
| Free plan | Yes | Yes |
| Fundamentals | Yes | Yes |
| Earnings calls | Yes | Yes |
| Global markets | Yes | No |
| API access | Yes | Yes |
| MCP / AI connector | Yes | Yes |
Plans
Financial Modeling Prep
- Basic: Free, 250 calls/day
- Starter: $22/mo billed annually
- Premium: $59/mo billed annually
- Ultimate: $149/mo billed annually
Roic.ai
- Free: Free, no card
- Individual: $29/mo
- Professional: $89/mo
- Enterprise: Custom
Questions people ask
What is the main difference between Financial Modeling Prep and Roic.ai?
Financial Modeling Prep does everything Roic.ai does plus global markets. Pick Roic.ai only if its workflow suits you better.
Which is cheaper, Financial Modeling Prep or Roic.ai?
Financial Modeling Prep has the cheaper paid plan: $22/mo for Financial Modeling Prep vs $29/mo for Roic.ai (monthly equivalent, checked Oct 2026).
Do Financial Modeling Prep or Roic.ai have a free plan?
Both have a free plan.
Which is better for beginners?
Both target advanced users. Start with whichever has the free plan or trial so you can test before you pay.
Which has better AI features?
They are level on AI depth (1 AI features each). Financial Modeling Prep: MCP / AI connector. Roic.ai: MCP / AI connector.
Can I connect Financial Modeling Prep or Roic.ai to ChatGPT or Claude?
Financial Modeling Prep and Roic.ai offer an MCP server or official AI connector.
Is Financial Modeling Prep or Roic.ai better for active trading?
They are about even on active-trading features (alerts, scanning, signals and charts).
Should I use both Financial Modeling Prep and Roic.ai?
Probably not. They overlap on 4 core features, so paying for both doubles up.