Wealthfolio vs PortfolioPilot
By Jay Rocco, Chief Editor, FullStack Alpha. Updated . Prices checked on each vendor's own site.
Quick answer
Pick Wealthfolio for MCP / AI connector. Pick PortfolioPilot for fundamentals.
Key differences
- Cheaper paid plan: Wealthfolio ($2.99/mo vs $20/mo)
- MCP / AI connector: Wealthfolio (Only Wealthfolio has it)
- Mobile app: Wealthfolio (Only Wealthfolio has it)
Pick Wealthfolio if
- You want it inside Claude or ChatGPT
- Private open-source portfolio tracking
- Retirement and FIRE planning
- Syncing brokers across devices
Pick PortfolioPilot if
- You dig into financials and valuation
- Net worth and portfolio tracking
- Tax loss harvesting help
- Cheaper alternative to an advisor
Side by side
| Feature | Wealthfolio | PortfolioPilot |
|---|---|---|
| Starting price | Free, paid from $2.99/mo | Free, paid from $20/mo |
| Free plan | Yes | Yes |
| Broker connection | Yes | Yes |
| AI chat assistant | Yes | Yes |
| Fundamentals | No | Yes |
| Portfolio tracking | Yes | Yes |
| Managed portfolios | Yes | Yes |
| MCP / AI connector | Yes | No |
| Mobile app | Yes | No |
Plans
Wealthfolio
- Wealthfolio: Free
- Connect Basic: $2.99/mo
- Connect Essentials: $7.99/mo
- Connect Duo: $12.99/mo
- Connect Plus: $24.99/mo (coming soon)
PortfolioPilot
- Free: Free
- Gold: $20/mo annual or $29/mo monthly
- Platinum: $49/mo annual or $99/mo monthly
- Pro: $99/mo annual or $149/mo monthly
Questions people ask
What is the main difference between Wealthfolio and PortfolioPilot?
Pick Wealthfolio for MCP / AI connector. Pick PortfolioPilot for fundamentals.
Which is cheaper, Wealthfolio or PortfolioPilot?
Wealthfolio has the cheaper paid plan: $2.99/mo for Wealthfolio vs $20/mo for PortfolioPilot (monthly equivalent, checked Oct 2026).
Do Wealthfolio or PortfolioPilot have a free plan?
Both have a free plan.
Which is better for beginners?
Both target beginner users. Start with whichever has the free plan or trial so you can test before you pay.
Which has better AI features?
Wealthfolio goes deeper on AI with 2 AI features (AI chat assistant, MCP / AI connector).
Can I connect Wealthfolio or PortfolioPilot to ChatGPT or Claude?
Wealthfolio offers an MCP server or official AI connector.
Is Wealthfolio or PortfolioPilot better for active trading?
They are about even on active-trading features (alerts, scanning, signals and charts).
Should I use both Wealthfolio and PortfolioPilot?
Probably not. They overlap on 4 core features, so paying for both doubles up.