Magnifi vs R0Y
By Jay Rocco, Chief Editor, FullStack Alpha. Updated . Prices checked on each vendor's own site.
Quick answer
Pick Magnifi for price forecasts. Pick R0Y for charting.
Key differences
- Cheaper paid plan: Magnifi ($8.25/mo vs $10/mo)
Pick Magnifi if
- You want AI price forecasts
- Chatting with your portfolio
- Scenario and what-if testing
- Commission-free trading starters
Pick R0Y if
- Charts are the center of your workflow
- Building dashboards by chatting
- Paper trading for free
- Connecting 30+ brokerages
Side by side
| Feature | Magnifi | R0Y |
|---|---|---|
| Starting price | Free, paid from $8.25/mo | Free, paid from $10/mo |
| Free plan | Yes | Yes |
| Charting | No | Yes |
| Price forecasts | Yes | No |
| Broker connection | Yes | Yes |
| Paper trading | Yes | Yes |
| AI chat assistant | Yes | Yes |
| Portfolio tracking | Yes | Yes |
| Education | Yes | No |
Plans
Magnifi
- Free: Free
- Premium: $99/yr ($8.25/mo)
R0Y
- Retail: Free
- Edge: $10/mo or $8/mo billed annually ($96/yr)
- Beyond: $20/mo or $16/mo billed annually ($192/yr)
Questions people ask
What is the main difference between Magnifi and R0Y?
Pick Magnifi for price forecasts. Pick R0Y for charting.
Which is cheaper, Magnifi or R0Y?
Magnifi has the cheaper paid plan: $8.25/mo for Magnifi vs $10/mo for R0Y (monthly equivalent, checked Oct 2026).
Do Magnifi or R0Y have a free plan?
Both have a free plan.
Which is better for beginners?
Magnifi is the friendlier start.
Which has better AI features?
Magnifi goes deeper on AI with 2 AI features (AI chat assistant, price forecasts).
Can I connect Magnifi or R0Y to ChatGPT or Claude?
Neither offers an MCP server or a public API right now.
Is Magnifi or R0Y better for active trading?
R0Y has more of the active-trading toolkit: alerts, scanning, signals and charts.
Should I use both Magnifi and R0Y?
Probably not. They overlap on 4 core features, so paying for both doubles up.