PortfolioPilot vs Insightfolio
By Jay Rocco, Chief Editor, FullStack Alpha. Updated . Prices checked on each vendor's own site.
Quick answer
Pick PortfolioPilot for AI chat assistant plus managed portfolios. Pick Insightfolio for alerts.
Key differences
- Cheaper paid plan: Insightfolio ($20/mo vs $6.99/mo)
- Broader feature set: PortfolioPilot (5 vs 4 core capabilities)
- AI chat assistant: PortfolioPilot (Only PortfolioPilot has it)
Pick PortfolioPilot if
- You want to ask an AI questions in plain English
- You want a managed portfolio
- Net worth and portfolio tracking
- Tax loss harvesting help
Pick Insightfolio if
- You rely on price and signal alerts
- Portfolio risk checks
- Spotting hidden fees
- Roast style portfolio reviews
Side by side
| Feature | PortfolioPilot | Insightfolio |
|---|---|---|
| Starting price | Free, paid from $20/mo | Free, paid from $6.99/mo |
| Free plan | Yes | Yes |
| Broker connection | Yes | Yes |
| Alerts | No | Yes |
| AI chat assistant | Yes | No |
| Fundamentals | Yes | Yes |
| Portfolio tracking | Yes | Yes |
| Managed portfolios | Yes | No |
| Community | No | Yes |
Plans
PortfolioPilot
- Free: Free
- Gold: $20/mo annual or $29/mo monthly
- Platinum: $49/mo annual or $99/mo monthly
- Pro: $99/mo annual or $149/mo monthly
Insightfolio
- Free report: One free report
- Pulse: $6.99/mo
- Pulse Pro: $14.99/mo or $99.99/yr
- Pulse Pro annual: $99.99/yr
Questions people ask
What is the main difference between PortfolioPilot and Insightfolio?
Pick PortfolioPilot for AI chat assistant plus managed portfolios. Pick Insightfolio for alerts.
Which is cheaper, PortfolioPilot or Insightfolio?
Insightfolio has the cheaper paid plan: $20/mo for PortfolioPilot vs $6.99/mo for Insightfolio (monthly equivalent, checked Oct 2026).
Do PortfolioPilot or Insightfolio have a free plan?
Both have a free plan.
Which is better for beginners?
Both target beginner users. Start with whichever has the free plan or trial so you can test before you pay.
Which has better AI features?
PortfolioPilot goes deeper on AI with 1 AI features (AI chat assistant).
Can I connect PortfolioPilot or Insightfolio to ChatGPT or Claude?
Neither offers an MCP server or a public API right now.
Is PortfolioPilot or Insightfolio better for active trading?
Insightfolio has more of the active-trading toolkit: alerts, scanning, signals and charts.
Should I use both PortfolioPilot and Insightfolio?
It can make sense. They overlap on only 3 core features, so one can fill gaps the other leaves.