DiscountingCashFlows vs Simply Safe Dividends
By Jay Rocco, Chief Editor, FullStack Alpha. Updated . Prices checked on each vendor's own site.
Quick answer
Pick DiscountingCashFlows for charting plus API access. Pick Simply Safe Dividends for portfolio tracking.
Key differences
- Cheaper paid plan: DiscountingCashFlows ($15/mo vs $39/mo)
- Free plan: DiscountingCashFlows (DiscountingCashFlows has one, Simply Safe Dividends does not)
- Broader feature set: DiscountingCashFlows (5 vs 4 core capabilities)
- API access: DiscountingCashFlows (Only DiscountingCashFlows has it)
Pick DiscountingCashFlows if
- Charts are the center of your workflow
- You want API access for your own code
- DCF valuation modeling
- Building own valuation models
Pick Simply Safe Dividends if
- You want all your holdings in one view
- Dividend safety checks
- Income portfolio tracking
- Avoiding dividend cuts
Side by side
| Feature | DiscountingCashFlows | Simply Safe Dividends |
|---|---|---|
| Starting price | Free, paid from $15/mo | From $39/mo |
| Free plan | Yes | No |
| Stock screener | Yes | Yes |
| Charting | Yes | No |
| Alerts | Yes | Yes |
| Fundamentals | Yes | Yes |
| Portfolio tracking | No | Yes |
| Education | No | Yes |
| API access | Yes | No |
Plans
DiscountingCashFlows
- Free: Free
- Essential: $15/mo
- Ultimate: $29/mo
Simply Safe Dividends
- Annual: $39/mo billed yearly ($468/yr)
Questions people ask
What is the main difference between DiscountingCashFlows and Simply Safe Dividends?
Pick DiscountingCashFlows for charting plus API access. Pick Simply Safe Dividends for portfolio tracking.
Which is cheaper, DiscountingCashFlows or Simply Safe Dividends?
DiscountingCashFlows has the cheaper paid plan: $15/mo for DiscountingCashFlows vs $39/mo for Simply Safe Dividends (monthly equivalent, checked Oct 2026).
Do DiscountingCashFlows or Simply Safe Dividends have a free plan?
Only DiscountingCashFlows has a free plan.
Which is better for beginners?
Simply Safe Dividends is the friendlier start.
Which has better AI features?
They are level on AI depth (0 AI features each). DiscountingCashFlows: none. Simply Safe Dividends: none.
Can I connect DiscountingCashFlows or Simply Safe Dividends to ChatGPT or Claude?
Neither has an MCP server, but DiscountingCashFlows has an API you can wire up yourself.
Is DiscountingCashFlows or Simply Safe Dividends better for active trading?
DiscountingCashFlows has more of the active-trading toolkit: alerts, scanning, signals and charts.
Should I use both DiscountingCashFlows and Simply Safe Dividends?
It can make sense. They overlap on only 3 core features, so one can fill gaps the other leaves.
Visit DiscountingCashFlows · Visit Simply Safe Dividends
DiscountingCashFlows alternatives · Simply Safe Dividends alternatives